What Is Miles Mosaic? One Dashboard for Your Flights, Hotels, Loyalty Programmes and Elite Status

Miles Mosaic is an independent dashboard that brings your airline miles, hotel points and elite status into one view, across every loyalty programme you track, then forecasts whether your booked trips will renew each status before its deadline. You enter the numbers yourself, so it never asks for a loyalty password.

If you hold status with more than one airline or hotel group, you already know the real problem. It is not earning the miles. It is keeping track of a dozen balances, a dozen different qualifying currencies, and a dozen reset dates that never line up, then answering the only question that matters in December: am I going to requalify, and is it worth it? This guide explains exactly what Miles Mosaic does, how the forecast works, what you see after you sign up, and how it differs from the tools you may already use.

What is Miles Mosaic?

Miles Mosaic is a loyalty and frequent-flyer tracker for anyone who wants their miles, points and elite status organised in one place, whether you fly every week or take a few well-planned trips a year. You tell it which programmes you hold and which flights and stays you have taken or booked, and it turns that into a single, honest view: balances, tier status, qualification pace, and expiry windows, side by side.

It covers the major airlines across the three global alliances, the major hotel groups, and the leading transferable bank currencies. It is independent: there are no programme partnerships, no commissions on transfers, and no balances sold to anyone. The job of the product is narrow and specific, to put your numbers next to each other in a way the individual airline and hotel apps stubbornly refuse to, and then to tell you what is actually worth doing next.

What problem does it solve?

Elite status is valuable and perishable, and every programme measures it differently. American restructured AAdvantage around Loyalty Points; Delta qualifies Medallion members on Medallion Qualification Dollars; hotel programmes such as Marriott Bonvoy count elite nights toward each tier. Miles, status credits, certificates and free-night vouchers each have their own expiry clock on top of that.

The result is a visibility problem, not a maths problem. A manual spreadsheet will not tell you, in May, whether the trips already on your calendar will push you over a December threshold, unless you have built and kept up the qualification rules and the forward projection yourself. Miss a single expiry email and you can lose a year of effort. The cost of that is real, and it is almost always avoidable with a clear, forward-looking view. That view is what Miles Mosaic exists to provide.

How does the status-renewal forecast work?

You add (or import) your programmes, flights and stays. For each programme, Miles Mosaic applies the published qualification and expiry rules and projects your year forward: are you on pace, behind pace, or at risk of falling short? Because it reads from your actual booked itinerary rather than your current balance alone, it can answer the requalification question months ahead of the deadline instead of confirming the bad news afterwards.

On a hotel programme, for example, the view shows nights earned against the threshold for the next tier and flags the tier as at risk when your booked nights will not get you there in time. On an airline programme, it tracks the qualifying currency that actually counts, Loyalty Points, Medallion Qualification Dollars, Premier Qualifying Points, tier miles or XP, and shows how far the trips you have already booked will carry you. The point is to surface the decision early, while you can still act on it.

What do you see after you sign up?

The dashboard opens on three things at once: your loyalty progress, your next flight, and your next hotel stay. It is designed to answer where do I stand in a single glance, before you go looking for anything.

From there you can open any programme to see its tier progress and what is at risk; a Flights view that shows how, where and in what cabin you actually fly; a Stays view that counts your nights, brands and cities properly; and a map of every route you have flown. Each surface is built around decisions rather than vanity totals, so a number only appears when there is something useful to do with it.

On Pro, a Year-in-Review tells your travel year back to you, an editorial summary of the flights, distance, countries and nights behind your status. It is the kind of view that makes the abstract effort of a qualification year feel concrete, and it doubles as a share card you can post without leaking the underlying numbers.

Is my data private? Do you need my passwords?

No passwords, ever. Miles Mosaic never stores your loyalty-programme credentials. There is no scraping, no OAuth into your airline account, and no third party buying or brokering your balances. You enter the numbers, sometimes copied straight from the airline app on the same phone, and the product surfaces the picture from there.

That is a deliberate trade: a little manual entry, in exchange for never handing your credentials to anyone. It is also a design that respects the reality that loyalty accounts, particularly with airlines, cannot easily have third-party access revoked once granted. For the broader regulatory context on airline loyalty and consumer protection, the US Department of Transportation publishes guidance worth reading. Miles Mosaic simply keeps your data under your own account and shares it with no one.

Free versus Pro

Explorer is free and forever. It tracks every programme you hold in one view, with expiry alerts and status-pace tracking, and forecasts requalification for your main airline and hotel, supported by ads on the editorial articles and between dashboard sections. Pro, at 14.99 US dollars a month, forecasts every programme you hold and switches on the planning tools, ad-free: the scenario planner, the Year-in-Review, the tier simulator, the transfer calculator, and the sweet-spots finder.

Both tiers see the same data and the same accuracy of programme rules. There is no class of programmes hidden behind the paywall, and Explorer alerts are not throttled. The reason to upgrade is the absence of ads and the presence of forward-looking tooling, not artificial scarcity in the core tracker. You can compare the two in full on the pricing page.

How is it different from AwardWallet, TripIt or a spreadsheet?

Account-aggregator tools focus on pulling your balances together, often by logging into your accounts on your behalf. Itinerary apps organise your trips. A spreadsheet does whatever you have the discipline to maintain. Miles Mosaic is built around a single question, will I requalify and what should I do next, and answers it without ever asking for your loyalty passwords.

If you want the longer comparison, we cover the trade-offs in detail in our guide to the best AwardWallet alternatives in 2026, and there are head-to-head pages for Miles Mosaic versus AwardWallet, versus TripIt, and versus a spreadsheet. The honest summary is that each tool is good at the thing it was built for; Miles Mosaic is the one built around requalification and the next decision, without credentials.

Who is it for?

Miles Mosaic suits three kinds of traveller in particular. The road warrior holds top tier across several airlines and hotels and is juggling three qualifying currencies at once. The business traveller takes frequent work trips and has one or two programmes that simply must not lapse. The leisure collector takes a handful of well-planned trips a year and wants every mile and night to count, on the free tier. If you recognise yourself in any of those, the product was built for your situation.

It also helps to know when status is not worth chasing at all. If you are weighing whether to defend a mid-tier hold, our guide on when to stop chasing status walks through the honest maths, and the elite-status qualification calendar shows when each programme's clock resets.

Frequently asked questions

What is Miles Mosaic, in one sentence?

It is an independent, privacy-first dashboard that tracks your miles, points and elite status across programmes and forecasts whether your booked trips will renew that status before each deadline.

Does it need my airline or hotel password?

No. It never asks for or stores loyalty-account passwords, and there is no scraping or OAuth. You enter balances and trips yourself, and the data stays under your account.

How does it know whether I will requalify?

It applies each programme's published qualification rules to the flights and stays you have booked, then projects your position for the year as on pace, behind pace, or at risk.

Is there a free version?

Yes. Explorer is free forever, with cross-programme tracking, expiry alerts and status-pace tracking. Pro adds the planning tools and removes ads for 14.99 US dollars a month.

Can it track miles and points expiry?

Yes. A nightly sweep checks expiry windows for miles, status credits, certificates and free-night vouchers, and alerts you before the deadline rather than after it.

Is it a website or an app?

Miles Mosaic runs on the web and mobile web, synced, so the same view follows you from laptop to phone. You can open a free Explorer tracker in a single click.