When to Stop Chasing Status: The Honest Maths on Mid-Tier Elite in 2026
A candid cost-benefit guide to elite status in 2026: when mid-tier perks are not worth the spend, and how to decide whi…
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Across every programme you track · one status view
See whether your booked trips will keep or raise each elite status before the deadline, across the 31 loyalty programmes you can track (24 airline · 7 hotel) and 8 transferable currencies: AAdvantage, Flying Blue, Bonvoy, Hyatt, Amex Membership Rewards and more. Status and balances, side by side, without spreadsheets or passwords.
strategy
A candid cost-benefit guide to elite status in 2026: when mid-tier perks are not worth the spend, and how to decide whi…
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strategy
An honest editorial on the credit-card mechanisms that genuinely accelerate elite status in 2026, and the ones that are…
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hotel-programs
A plain-English guide to how Marriott Bonvoy, Hilton Honors, World of Hyatt, IHG and Accor ALL count qualifying nights …
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transfer-currencies
A practical 2026 guide to using transferable credit card points for airline reward flights: search, transfer windows, a…
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strategy
A calm 2026 read on flying via Emirates, Qatar, and Etihad during the current Middle East conflict: what the airspace p…
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strategy
What actually happens when you don't requalify for elite status in 2026, and how to plan around soft landings, roll-ove…
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strategy
Best AwardWallet alternatives in 2026: Miles Mosaic, TripIt, MaxMyPoint, MaxRewards, and spreadsheets compared on priva…
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strategy
When does each airline and hotel programme’s qualification year reset? A 2026 reference covering calendar-year, April–M…
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strategy
A 2026 framework for evaluating whether a travel credit card's annual fee is worth it, built on credits you would actua…
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Covering airlines, hotels and transferable currencies. Growing each quarter.
Source: Miles Mosaic programme registry, May 2026.
Decisions, not metrics
We don’t show a figure unless a decision follows it. No vanity totals.
From the Miles Mosaic editorial policy.
Zero credentials
No loyalty programme passwords stored. No OAuth, no scraping, no third-party connections.
See the privacy policy.
Balances, tier status, qualification progress, expiry windows. You enter the numbers; we surface the picture. Same view on web and mobile.
A representative view of four programmes from one account. Real programme names, real tier strings, real numbers.
Miles, status credits, certificates, suite night awards, free-night vouchers. The sweep runs every night; the alerts arrive before the door closes.
Programmes by what’s about to evaporate, with the recommended action against each.
The dashboard lands on the next thing worth doing. Booking a redemption, requalifying, pausing the chase, transferring a currency.
An advisor recommendation, set in real numbers. Linked to award space we’ve verified, dated, and ranked against alternatives in your portfolio.
Recommended action
High valueRedeem 73,000 Flying Blue miles for CDG ↔ NRT in business, before 25 June 2026 (expiry). Tax-and-fees estimate $310 USD.
Award space verified 14 May 2026. The alternative (transfer to KLM Hotels) returns $0.011 per mile and is not recommended.
Major airlines across the three alliances, the major hotel groups, and the leading transferable bank currencies. Coverage grows each quarter; Pro accounts vote on what we add next.
Explorer forecasts and watches your main airline and hotel, free. Pro forecasts every programme you hold and switches on the planning tools, ad-free, at $14.99 a month. We say it in plain language so you can pick the tier you’d actually use.
Track every programme you actually hold, in one view. No credit card required.
In Explorer
Everything in Explorer, ad-free, plus the planning surfaces we wish we’d had ourselves.
Everything in Explorer, plus
No programme credentials stored. No credit card required. Cancel any time, on either tier.