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Read it · Price it · Track it

Loyalty intelligence for your miles, points and elite status.

Expert guides that call devaluations early, free calculators that price your points in USD, and a private tracker that forecasts your status across 31 airline and hotel programmes.

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  • No loyalty passwords, ever
  • Free plan, no card required
  • GDPR and PDPA compliant
This week in loyalty
Points value Live

≈ $1,200 at $0.020 per point, our current benchmark

Full value-of-a-mile calculator →
Read the Articles120+ expert guides and analysis Use the free tools12 calculators, 61 programme pages Track your statusYour dashboard, forecast included
From the blog

Expert Guides & Analysis

Sometimes the right answer is: let it go. A status that costs more to keep than it is worth is not worth chasing, and a product funded by subscriptions rather than card applications can say that out loud. More on why.

View all articles →

Editorial standards We cite primary sources: US DOT, IATA, AAdvantage T&C, Delta SkyMiles T&C and IdeaWorks research.

Free tools

12 free tools, 61 programme pages

Value a mile, check a transfer ratio, grade a redemption, forecast a requalification. Live numbers, no login, no loyalty passwords, nothing stored.

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The tracker

For when reading turns into keeping status.

Every programme, flight and stay in one private dashboard, forecast to your requalification deadline. No account linking. We never see your loyalty logins.

Miles Mosaic dashboard with loyalty, flights and stays panels

Every programme in one honest view: balances, real tier strings and deadlines, without account linking.

Programme detail showing tier progress and an at-risk requalification warning

Expiry windows surfaced before you knew to look: a 90-day radar, ranked by what it would cost you.

Flights dashboard with cabin, route and year-over-year charts

One specific recommendation, this week: what to book, transfer or let go. Decisions, not metrics.

Free Explorer dashboard tracking one airline and one hotel

You do not type it all in: Smart Upload reads confirmation emails and tickets, and Atlas answers questions about your own data.

Illustrative sample screens from a seeded demo account.

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Programme coverage

Major programmes covered, with real names and real tier strings.

Major airlines across the three alliances, the major hotel groups, and the leading transferable bank currencies. Coverage grows each quarter; Pro accounts vote on what we add next.

Airlines 24 programmes
AAdvantage American Airlines
SkyMiles Delta
MileagePlus United
Flying Blue Air France-KLM
The Club British Airways
Miles & More Lufthansa Group
KrisFlyer Singapore Airlines
PPS Club Singapore Airlines
Skywards Emirates
Privilege Club Qatar Airways
Asia Miles Cathay Pacific
Mileage Club ANA
Mileage Bank Japan Airlines
Frequent Flyer Qantas
Miles & Smiles Turkish Airlines
Aeroplan Air Canada
Mileage Plan Alaska Airlines
Flying Club Virgin Atlantic
Velocity Virgin Australia
Etihad Guest Etihad Airways
Iberia Plus Iberia
LifeMiles Avianca
AerClub Aer Lingus
Club Premier Aeroméxico
Hotels 7 programmes
Bonvoy Marriott
Honors Hilton
World of Hyatt Hyatt
One Rewards IHG
ALL Accor
Wyndham Rewards Wyndham
Choice Privileges Choice Hotels
Transferable currencies 8 programmes
Membership Rewards American Express
Ultimate Rewards Chase
Miles Capital One
ThankYou Points Citi
Bilt Rewards Bilt
DBS Points DBS
UNI$ / SmartMiles UOB
Rewards (Asia) HSBC

The briefing

Pricing

Two plans. Same data, same accuracy.

Explorer forecasts and watches your main airline and hotel, free. Pro forecasts every programme you hold and switches on the planning tools, ad-free, at $7.50 a month. We say it in plain language so you can pick the tier you’d actually use.

Explorer

$0 forever, ad-supported

Track every programme you actually hold, in one view. No credit card required.

In Explorer

  • See every programme you hold in one view, instead of six separate logins
  • Know whether this year's flights and stays requalify you, before the deadline
  • Hear about an expiring balance or certificate while there is still time to act
  • Keep a permanent record of every flight and stay, with no row cap
  • Watch one airline and one hotel programme on your dashboard
  • Plan one future trip and see what it adds to your pace
  • Turn 3 statements a month into tracked balances with Smart Upload
  • Read everything we publish, with no article behind a paywall
  • Reach a person by email inside 2 business days
Start free

Pro

$7.50 $14.99 / month

or $72 a year

Launch promo through 31 December 2026

Everything in Explorer, ad-free, plus the planning surfaces we wish we’d had ourselves.

Everything in Explorer, plus

  • Turn up to 50 statements, confirmations and screenshots a month into tracked balances with Smart Upload
  • Keep every programme you hold under active monitoring, not just two
  • Plan as many future trips as you like and see the full-year picture
  • Price a status run before you pay for it, with the scenario planner
  • See what reaching the next tier would actually cost, with the tier simulator
  • Find the redemptions worth spending your miles on, with the sweet-spots finder
  • Get told which one action closes your gap, ranked for your portfolio
  • Ask Atlas around 50 deep questions a day about your own numbers
  • Catch entries that do not add up, before a bad row costs you a tier
  • Look back on a year of travel with Year in Review
  • Share a clean, branded card of your year, on your own brand kit
  • Reach a person by email inside 1 business day
  • Read and plan ad-free, across editorial and dashboard
Upgrade to Pro for $7.50/mo
Straight answers

The questions people ask before they sign up

Do I have to type everything in myself?
No. Smart Upload reads a booking confirmation, a statement PDF, a screenshot or a spreadsheet, pulls out the flights and the stays, and files each one against the right programme. Nothing is saved until you have reviewed it. If you would rather forward the email, Smart Inbox gives Pro accounts a private address that parses it the same way. Your first document is read free on every new account, whatever plan you are on. The free Explorer tier includes Smart Upload after that too, with a monthly cap you will find on the plan cards above. Manual entry stays available as the fallback, not the way in.
Who else uses this?
Miles Mosaic is young and independent, and we are not going to quote you a user count we have not earned. What we can show you is how the numbers are checked. Every programme rule we forecast against is verified against that programme's own published terms, with the regulatory picture taken from the US Department of Transportation and IATA, and industry figures from IdeaWorks. When we get something wrong we correct it on the record: the corrections log is public, and so is our editorial policy.
What happens if you get breached?
A breach would expose your trip history. It could not expose your loyalty accounts, because we never hold a loyalty password. There is no loyalty account linked, nothing scraped from a programme site and no loyalty OAuth token in our database, so there is no programme credential for an attacker to take and no way for one to sign in to your programmes on your behalf. Read the privacy policy for what we do store and how long we keep it.
Is this just AwardWallet?
No. AwardWallet logs in to your loyalty accounts on your behalf to read balances. Miles Mosaic never asks for a loyalty password and instead forecasts, from your own trips, whether you requalify. The two products answer different questions. We wrote the full Miles Mosaic vs AwardWallet comparison, including where AwardWallet is the better choice.
Start tracking

Open your free Explorer tracker, in a single click.

No programme credentials stored. No credit card required. Cancel any time, on either tier.

Start tracking, it’s free Compare Pro features