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Do Bilt Rewards Points Expire?

Bilt Rewards points do not expire one by one, but the whole balance is forfeited if the account goes 18 months with no qualifying activity.

Policy details

Policy typeExpires from inactivity
Window18 months
Boundarythe exact date
NotesBilt defines an Inactive Account as one with no activity for 18 months. Any one of the four qualifying activities below resets the clock for the whole account.
SourceBilt Rewards, Terms and Conditions (Last Updated July 14, 2026)
Last verified28 August 2026

How to reset the clock

ActionCostEffortSource
Make a rent or mortgage payment through your Bilt Membership Account Free 5 min Source
Make a qualified purchase with a Bilt co-brand credit card Free 5 min Source
Make any redemption using Bilt Points Free 5 min Source
Enter a promotional sweepstakes offered by Bilt Free 5 min Source

Frequently asked questions

Do Bilt Rewards points expire?
Bilt Rewards points do not expire one by one, but the whole balance is forfeited if the account goes 18 months with no qualifying activity.
What is the cheapest way to reset the Bilt Rewards expiry clock?
Make a rent or mortgage payment through your Bilt Membership Account, at no cost.
When was this Bilt Rewards expiry policy last verified?
Last verified 28 August 2026, sourced from Bilt Rewards, Terms and Conditions (Last Updated July 14, 2026).

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