Organise balances, expiry and transfers
Collectors hold points and miles across far too many programmes to track in your head; Miles Mosaic organises every balance, expiry date and transfer in one place.
Miles Mosaic is a points and miles tracker for collectors who hold balances across many programmes. It tracks 24 airline and 7 hotel programmes plus 8 transferable currencies like Chase Ultimate Rewards, Amex Membership Rewards and Capital One, with expiry dates and transfer planning in one view. Explorer is free and is not a trial; Pro is $14.99 a month. It never asks for loyalty passwords.
Many programmes, many balances
Serious collectors do not have one balance, they have a portfolio. A handful of airline miles, hotel points across two or three chains, and a stack of transferable currencies waiting to be deployed. Holding all of that in your head, or across a dozen apps, does not scale.
Miles Mosaic gives you a single place to see every balance at once, across 31 supported airline and hotel programmes plus 8 transferable currencies.
Tracking transferable currencies alongside airline and hotel balances
Transferable currencies are the engine of a good points strategy, but they sit apart from the programmes they feed. Miles Mosaic tracks the big ones, including Chase Ultimate Rewards, Amex Membership Rewards and Capital One, right alongside your airline and hotel balances.
- See flexible currencies and loyalty balances in one list
- Know your total earning potential, not just one programme's
- Plan which currency to move when an opportunity appears
Confirm your balances with the loyalty tracker.
Expiry across everything
The fastest way to lose value as a collector is to let points expire unnoticed. With balances spread across many programmes, each with its own expiry rules, that risk multiplies.
Miles Mosaic surfaces expiry across everything in one view, so you can spot the balance that lapses next and keep it alive with a small earn or burn before the deadline.
Planning transfers and redemptions
Once everything is in one place, you can plan deliberately. Decide which transferable currency to move, which programme to top up, and when to redeem rather than letting balances sit idle.
Two calculators help you decide: estimate what your points are worth with the value of a mile calculator, and compare moving points between programmes with the transfer calculator. Together they turn a pile of balances into a plan.
Best for
- Collectors holding balances across many airline, hotel and transferable programmes
- People who keep flexible currencies like Chase, Amex and Capital One points
- Anyone who wants expiry and transfer planning in one organised view
Not for
- People with a single balance who do not need a portfolio view
- Collectors who want award availability search or booking built in
- Anyone expecting automatic balance import via loyalty passwords
Frequently asked questions
Which transferable currencies are supported?
Miles Mosaic tracks 8 transferable currencies, including Chase Ultimate Rewards, Amex Membership Rewards and Capital One, alongside 24 airline and 7 hotel programmes, so your flexible points sit next to the balances they feed.
Can it tell me what my points are worth?
Yes. The value of a mile calculator estimates the worth of a balance, and the transfer calculator compares moving points between programmes, so you can plan redemptions instead of guessing.
Does it pull my balances automatically?
No. Miles Mosaic never asks for or stores loyalty passwords and there is no account linking. You enter balances yourself, which keeps your data private and under your control.
How much does it cost?
Explorer is free and is not a trial, so you can organise balances at no cost. Pro adds more for $14.99 per month. All prices are in USD.
Last reviewed .