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Do Chase Ultimate Rewards Points Expire?

Chase Ultimate Rewards: Points do not expire from inactivity, but are forfeited if the linked card account is closed without first transferring or redeeming them.

Policy details

Policy typeNever expires
Window
Boundarythe exact date
NotesPoints do not expire from inactivity, but are forfeited if the linked card account is closed without first transferring or redeeming them.
ReinstatementIf you close the account yourself, Chase gives a 30-day window to redeem or transfer any remaining points before they are gone.
SourceChase, "Do Chase Rewards Points Expire?"
Last verified16 August 2026

Frequently asked questions

Do Chase Ultimate Rewards points expire?
Chase Ultimate Rewards: Points do not expire from inactivity, but are forfeited if the linked card account is closed without first transferring or redeeming them.
What is the cheapest way to reset the Chase Ultimate Rewards expiry clock?
Chase Ultimate Rewards points do not expire, so there is no clock to reset.
Can expired Chase Ultimate Rewards points be recovered?
If you close the account yourself, Chase gives a 30-day window to redeem or transfer any remaining points before they are gone.
When was this Chase Ultimate Rewards expiry policy last verified?
Last verified 16 August 2026, sourced from Chase, "Do Chase Rewards Points Expire?".

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